|
Question for you political gurus?
|
|
|
Posted: 12/27/2012 9:19 AM
Question for you political gurus?
Since the re-election of Obama. My health insurance has gone up 200 dollars a month. Now I have a memo saying FICA will go up 2% on my gross pay. Also that if these numbnutts don't reach an agreement, my Federal tax will go up. It also says that amount will vary by individual. Now I consider myself middle class. I have worked my whole life to get to where I am. Curious as to how Obama is helping the middle class??? That's what he ran on. Wake up people, every time this guy opens his mouth a lie flys out. Still if someone could enlighten me as to how he has helped the middle class so far I would appreciate it. Obama care is going to cost me with the new deductibles 5,000. More than my plan from last year, and more taxes ???????? The republicans aren't any better. They are all on vacation, and we are fixin to pay for it.
Calhoun Yellow Jackets 1952, 2011 STATE CHAMPS! 2011 Maxpreps National Champions 1974, 2000, 2005, 2010 State Baseball Champs.
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 10:31 AM
Re: Question for you political gurus?
It's about to get worse. My DEDUCTIBLE went up from $500 a year to $4000 per year. The $4000 used to be my maximum out of pocket for the year. That's now $10,000. Had I had this policy last year,because my wife had two major surgeries, one at the end of last year and one this year, it would have cost me $ 20,000 instead of the $8000 that it did. The company's justification for the increases are all related to Obama Care. The really sad part is, they now charge me more for premiums for this crap. It basically boils down to having a catastrophic health policy. You're pretty much self insured unless you have a major event. Yep, I'm real happy with the job he's doing on the middle class.
Calhoun Yellow Jackets 2011 State Champions
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 11:06 AM
Re: Question for you political gurus?
You're forgetting something guy's, Obamacare isn't for folks like us. It's for people who don't take care of themselves. No such thing as free icecream, somebody has to feed the cow. Here come the conspiracy theory quack side of me, John P Holdren, Obama appointed czar of science co wrote a book in the 70's called Ecoscience. Look it up. Reduce individual gdp (poor down) of Americans so they won't consume so much. Tax through energy (cap and trade) distribute to non developed countries so they won't develop and pollute or use up natural resources. Population control etc..... Something else media will not talk about; reparation. Obama spoke of it openly before being elected. Monetary among other things. Black kids die daily to violence but this is not enough of a crisis to call action. White kids die and every dem and network wants kill the NRA. All the while they fail to mention the murder rate and violate crimes are lower than any time dataing back to 1961. Yet they still try and use every crisis to chip away at our 2nd amendment. Enough of my ranting. Happy new year to all.
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 11:28 AM
Re: Question for you political gurus?
Your premiums and deductibles going up has nothing to do with the President. If your costs went up it is because your employer...They have chosen a cheaper health plan with with higher deductibles and passed some of the cost on to you the employee. My premiums actually went down this year and my deductibles stayed the same.This is one of the reasons health care is so expensive. http://calhountimes.com/view/f...don-Hospital-ER?
Calhoun Yellow Jackets, the Academic and Sports Powerhouse of Georgia!!
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 11:50 AM
Not so.....
My insurance manager has stayed the same, it's Cigna, but they are actually just the managers of the insurance because it's self funded by the employer. They pay Cigna a fee for managing the insurance and using their contracts with doctors and hospitals. It is my employer that's giving us the reasons for the increases. There were several spelled out but the one I remember, because it effected me personally, was the 17% increase in the number of people they were required to cover. In effect, non student dependents up to the age of 25. That group dropped out of coverage prior to Obama Care. The company that I work for always seems to be out front on these kind of changes and I've yet to see the rest of the country not follow closely behind. If you research them, you'll see they led the way with many such things, including charging premiums, while everyone still payed none, the HMO and PPO introduction, while most others still had a comprehensive type policy. I know my wife's employer has done the same thing this year also, just not to the same extent. I do realize the part that hospitals and doctors play and it's a lot. The costs of health care has steadily risen at a huge clip but he straw that broke the camel's back was Obama Care.
Calhoun Yellow Jackets 2011 State Champions
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 12:00 PM
Re: Not so.....
Same here Hive. Cigna is who we use also.
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 12:03 PM
Re: Question for you political gurus?
It went up because of Obamacare. It was carefully pointed out. --------------------------------------------- --- sportspowerhouse wrote: Your premiums and deductibles going up has nothing to do with the President. If your costs went up it is because your employer...They have chosen a cheaper health plan with with higher deductibles and passed some of the cost on to you the employee. My premiums actually went down this year and my deductibles stayed the same.This is one of the reasons health care is so expensive. calhountimes.com/view/f...don-Hospital-ER? ---------------------------------------------
Calhoun Yellow Jackets 1952, 2011 STATE CHAMPS! 2011 Maxpreps National Champions 1974, 2000, 2005, 2010 State Baseball Champs.
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 12:19 PM
You aren't alone
Just think how bad this situation will be in 4 years. Obamacare not only increases the amount we pay, but it decreases the service and quality that is provided. It eventually all leads to universal healthcare for all because eventually nobody will be able to afford insurance. It also puts many unemployed or underemployed due to the number restrictions. I agree that a lot of the republicans aren't any better. I have always been a strong supporter of the party, but I am thinking it is time for a third party to step up. I voted for Ron Paul. He is kinda loony and his foreign policy is terrible, but he has always had legit policies domestically. Just sick of the way this country is heading. Poor quality/expensive healthcare, more debt, stagnant economy (retailers had a terrible Christmas), unemployment is through the roof, give me free stuff that I am entitled to population, Godless white house, and one game playoff for wild card  .
 SHIP SINKER
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 12:24 PM
RE: Question for you political gurus?
As of Jan. 1, 2013 our health ins. premium is going up $183.00/month to $574.00. I wish that I could just drop the insurance and if I/we get sick or injured then I could repay the hospital around $300/month until the bill is paid. I also received notice that my migraine medicine will now fall into a catagory to where my ins. will not cover it and I will pay the total cost. It use to cost me $10...then $20...now its $30....after Jan. 1 it will be $192/month. Thats change you can count on.
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 12:41 PM
Almost forgot...
about them talking about taking our guns. That sh%t will not happen though. Gun Ban
 SHIP SINKER
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 2:00 PM
Re: Question for you political gurus?
Much of it is preperation for the pre-existing condition part. When a person can wait until they get sick to sign up for coverage, the insurance company loses money, which raises rates, and is eventually passed on to the people who pay for coverage. Rates continue to rise as it goes along. When politicians talk they say things they know the public wants to hear. Most of the media is pro democrat and have protected Obama all the way. He says, "I am going to help the poor and middle class by confiscating as much money from the rich that we possibly can." What people don't hear is that takes money from small business owners who create the most jobs, not just the filthy rich that do nothing (ex. hollywood big shots). He says, "everybody should pay their fair share in taxes. That sounds good, but how can EVERYBODY include more than 50% of the country that pay NOTHING at all? They don't hear that. If he was honest he would say that ONLY the rich should pay their fair share plus what 50% of people don't pay. We hear that the so called Bush tax cuts only helped the rich. It is true that the cuts only helped a minority segment of the population, but that segment is not the rich, it is the taxpayers. That's right we have reached a point where tax payers are a minority. He doesn't tell the voters that the reason the cuts didn't help the poor and much of the middle class is that more than 50% of workers get a refundable tax credit. If they were told the difference instead of being lied to by the liberals they would be happy they didn't get a tax cut. That would mean they had to give up their free money from things like the Earned Income Credit. I am a tax preparer and I have people all the time giving me a W-2 with income for the year of only 9,000, with no withholdings. Many of them have 3 or 4 kids, and up getting refunds of 3,4, even 5 thousand dollars. Now how is that FAIR? I actually hear people like that complaining that the Republican tax cuts don't help them. I ask people all the time how has the government, especially liberals actually helped the poor. It's ridiculous they get elected simply by saying, "The Republicans only think about the rich, and will take away your social security. You can be sure if this is not stopped the rising health care costs will be the least of our worries.
You're only young once, but you can be immature forever!
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 4:17 PM
Re: Question for you political gurus?
Post of the month. Hamster4141 wrote: Much of it is preperation for the pre-existing condition part. When a person can wait until they get sick to sign up for coverage, the insurance company loses money, which raises rates, and is eventually passed on to the people who pay for coverage. Rates continue to rise as it goes along. When politicians talk they say things they know the public wants to hear. Most of the media is pro democrat and have protected Obama all the way. He says, "I am going to help the poor and middle class by confiscating as much money from the rich that we possibly can." What people don't hear is that takes money from small business owners who create the most jobs, not just the filthy rich that do nothing (ex. hollywood big shots). He says, "everybody should pay their fair share in taxes. That sounds good, but how can EVERYBODY include more than 50% of the country that pay NOTHING at all? They don't hear that. If he was honest he would say that ONLY the rich should pay their fair share plus what 50% of people don't pay. We hear that the so called Bush tax cuts only helped the rich. It is true that the cuts only helped a minority segment of the population, but that segment is not the rich, it is the taxpayers. That's right we have reached a point where tax payers are a minority. He doesn't tell the voters that the reason the cuts didn't help the poor and much of the middle class is that more than 50% of workers get a refundable tax credit. If they were told the difference instead of being lied to by the liberals they would be happy they didn't get a tax cut. That would mean they had to give up their free money from things like the Earned Income Credit. I am a tax preparer and I have people all the time giving me a W-2 with income for the year of only 9,000, with no withholdings. Many of them have 3 or 4 kids, and up getting refunds of 3,4, even 5 thousand dollars. Now how is that FAIR? I actually hear people like that complaining that the Republican tax cuts don't help them. I ask people all the time how has the government, especially liberals actually helped the poor. It's ridiculous they get elected simply by saying, "The Republicans only think about the rich, and will take away your social security. You can be sure if this is not stopped the rising health care costs will be the least of our worries.
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 4:24 PM
Re: Almost forgot...
Why doesn't Obama set the example for us all and dismiss his assault weapon packing secret service team? I mean, if people don't need assault weapons, why is he surrounded by them? McVeigh didn't fire a shot and killed 168 men,women, and kids. Crazy people will always find a way to be crazy. TrojanBlueMan03 wrote: about them talking about taking our guns. That sh%t will not happen though. Gun Ban
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 4:36 PM
Re: Almost forgot...
Terrorists killed 3,000 with a blade and a plane.
 SHIP SINKER
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 4:40 PM
Re: Question for you political gurus?
Agreed. --------------------------------------------- --- oldhornetlineman wrote: Post of the month. Hamster4141 wrote: Much of it is preperation for the pre-existing condition part. When a person can wait until they get sick to sign up for coverage, the insurance company loses money, which raises rates, and is eventually passed on to the people who pay for coverage. Rates continue to rise as it goes along. When politicians talk they say things they know the public wants to hear. Most of the media is pro democrat and have protected Obama all the way. He says, "I am going to help the poor and middle class by confiscating as much money from the rich that we possibly can." What people don't hear is that takes money from small business owners who create the most jobs, not just the filthy rich that do nothing (ex. hollywood big shots). He says, "everybody should pay their fair share in taxes. That sounds good, but how can EVERYBODY include more than 50% of the country that pay NOTHING at all? They don't hear that. If he was honest he would say that ONLY the rich should pay their fair share plus what 50% of people don't pay. We hear that the so called Bush tax cuts only helped the rich. It is true that the cuts only helped a minority segment of the population, but that segment is not the rich, it is the taxpayers. That's right we have reached a point where tax payers are a minority. He doesn't tell the voters that the reason the cuts didn't help the poor and much of the middle class is that more than 50% of workers get a refundable tax credit. If they were told the difference instead of being lied to by the liberals they would be happy they didn't get a tax cut. That would mean they had to give up their free money from things like the Earned Income Credit. I am a tax preparer and I have people all the time giving me a W-2 with income for the year of only 9,000, with no withholdings. Many of them have 3 or 4 kids, and up getting refunds of 3,4, even 5 thousand dollars. Now how is that FAIR? I actually hear people like that complaining that the Republican tax cuts don't help them. I ask people all the time how has the government, especially liberals actually helped the poor. It's ridiculous they get elected simply by saying, "The Republicans only think about the rich, and will take away your social security. You can be sure if this is not stopped the rising health care costs will be the least of our worries. ---------------------------------------------
Calhoun Yellow Jackets 1952, 2011 STATE CHAMPS! 2011 Maxpreps National Champions 1974, 2000, 2005, 2010 State Baseball Champs.
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 5:38 PM
RE: Question for you political gurus?
Thanks for that. I was about to apologize for the rant, because I try not to talk politics unless directly asked. I do want to say, in the interest of full disclosure, that my mistrust is in government period. I can get on the soapbox about the party that used to represent me well, and not just against liberals. I consider myself a conservative independant, and most always vote Republican, many times as the lesser of two evils. It's terrible that we sometimes have to vote for someone we barely agree with in some issues just because they are better than the alternative. Blue, I like alot about Ron Paul, but believe in this world today, his foreign policy is just too dangerous. Other than that I believe we are better off without so much government intrusion from any party. The biggest argument today is centered on ways to balance the budget, and hearing the word fair used the way it is, sounds like fingernails scratching a chalk board to me. To me fair is a place with rides and exhibits, and where pigs win ribbons. There is only one arena I want to hear the word fair, and that would be with the word tax after it; Fair Tax. It is the only way that taxes can be collected equitably across the board. It is the only way to insure that EVERYONE pays taxes, even those in the country illegally.The Fair Tax would bring back companies that moved their operations off-shore because they were being taxed to death by paying the largest corporate taxes in the world. It has been estimated that the Fair Tax alone would bring back around 13 TRILLION dollars in revenue, which would come much closer to paying off our debt than extra taxes on the so called 1 percent who are already paying most of the taxes collected. That is my hot button issue. Let people that work keep all of the money they earn, and spend it in a way that helps them more than the government can. The Fair Tax will make sure that the rich pay their fair share. Everybody will pay their fair share. Oops, I've done it again. This subject is like a drug to me. Believe it or not there are 2 subjects I like to discuss more. I'm going to try and not talk too much here from now on. Caneowar can tell you all that I can be too opinionated at times. Please don't read that as a knock on Cow. I meant that in a tongue and cheek way. Besides, it's the truth. I am too opinionated sometimes.
You're only young once, but you can be immature forever!
Last edited 12/27/2012 5:49 PM by Hamster4141
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 6:32 PM
RE: Question for you political gurus?
I agree with everything that you've said. My biggest concern is the seemingly unlimited spending. Enough taxes are being paid in IF we would cut the spending. We have soooooo much wasted in government that we can never pay for it all. I cannot understand how our "leadership" in Washington can continue to fund every "program" under the sun to help the "less fortunate". I'm always for feeding someone who is hungry but I'm against handouts to lazy asses and day cares at high schools....and that sort of thing.
Hamster4141 wrote: Thanks for that. I was about to apologize for the rant, because I try not to talk politics unless directly asked. I do want to say, in the interest of full disclosure, that my mistrust is in government period. I can get on the soapbox about the party that used to represent me well, and not just against liberals. I consider myself a conservative independant, and most always vote Republican, many times as the lesser of two evils. It's terrible that we sometimes have to vote for someone we barely agree with in some issues just because they are better than the alternative. Blue, I like alot about Ron Paul, but believe in this world today, his foreign policy is just too dangerous. Other than that I believe we are better off without so much government intrusion from any party. The biggest argument today is centered on ways to balance the budget, and hearing the word fair used the way it is, sounds like fingernails scratching a chalk board to me. To me fair is a place with rides and exhibits, and where pigs win ribbons. There is only one arena I want to hear the word fair, and that would be with the word tax after it; Fair Tax. It is the only way that taxes can be collected equitably across the board. It is the only way to insure that EVERYONE pays taxes, even those in the country illegally.The Fair Tax would bring back companies that moved their operations off-shore because they were being taxed to death by paying the largest corporate taxes in the world. It has been estimated that the Fair Tax alone would bring back around 13 TRILLION dollars in revenue, which would come much closer to paying off our debt than extra taxes on the so called 1 percent who are already paying most of the taxes collected. That is my hot button issue. Let people that work keep all of the money they earn, and spend it in a way that helps them more than the government can. The Fair Tax will make sure that the rich pay their fair share. Everybody will pay their fair share. Oops, I've done it again. This subject is like a drug to me. Believe it or not there are 2 subjects I like to discuss more. I'm going to try and not talk too much here from now on. Caneowar can tell you all that I can be too opinionated at times. Please don't read that as a knock on Cow. I meant that in a tongue and cheek way. Besides, it's the truth. I am too opinionated sometimes.
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 7:25 PM
Re: Almost forgot...
oldhornetlineman wrote: Why doesn't Obama set the example for us all and dismiss his assault weapon packing secret service team? I mean, if people don't need assault weapons, why is he surrounded by them? McVeigh didn't fire a shot and killed 168 men,women, and kids. Crazy people will always find a way to be crazy.
TrojanBlueMan03 wrote: about them talking about taking our guns. That sh%t will not happen though. Gun Ban Well put OHL. How long will the press back obama. After all they will be effected too. There will be figthing in the streets sooner than you think. Pray to God to save our country. God bless America.
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 8:25 PM
Re: Question for you political gurus?
Redistribution of wealth has been going on, not new! Example: Tax refunds, dot know the numbers but I would wager that a few million receive refunds greater than they have deducted. Earned Income Credit has worked out very nicely for a great many. Right after the election I posted on what was about to happen, it's happening and will get much worse. It is not just a Dem's thing, both sides are not doing what they were "HIRED" (elected) to do. I hear that a bill has been set on the budget but, Harry Bleed will not let it on the floor of the Senate, but you can bet they will point to the Republicans when December 31 gets here! CNN had an article today claiming the majority of Americans want progressive tax reform (  ) , more gun control (   ) , legalized gay marriage and legalized marijuana! How long will it take before America wakes up?????? 2013: America on the cusp of social changeBy Frida Ghitis, Special to CNN December 28, 2012 -- Updated 0041 GMT (0841 HKT)
Last edited 12/27/2012 8:25 PM by Canefan100
|
|
Reply |
Quote |
|
|
Posted: 12/27/2012 8:46 PM
More of my $0.02 worth. Far too long..
Hornet, you hit the nail right on the head. I had meant to do this in my last post, but forgot, so I am going to reveal something to the readers that I had hoped to reveal privately when needed. Since I put myself into the middle of the subject being discussed I need to let everyone know that I have just been placed on the government cheese so to speak. I am only doing this because of my agreement with your last statement, and I need to disclose this so people can interpret my posts with the correct filter. Two years ago I had two small strokes within a two week period. A CT scan and MRI revealed a questionable bundle of veins and arteries in and around my brain, that more than likely caused the strokes. I have a remaining neurological condition that causes blank stare seizures, dementia type spells, several days at a time of extreme mental confusion, bouts of left side paralysis, and constant headaches that rank a 4-5 rating (out of 10) during the best of times, and 8-10 around the seizures, and spells. It happened on Sept. 10th 2010, and doctors told me they would possibly be able to eliminate my symptoms through various means. I have been unable to drive since then, and unable to work as well. We were able to live off of company supplied short term disability and savings for awhile, as we worked with doctors on a solution. There has been no solution, or even much hope in the near future for one. As time passed I had to make the agonizing decision to pursue Social Security Disability. I was nearing a deadline to apply based on my past work history. If I let the deadline pass, I would have to work again for a few years to pay into the system enough to be eligible again. With no "cure" in sight, I saw no other way. So, yes I am a month away from taking "entitlement" pay from the government, by way of the tax-payers, of which I am one. I have spoken out against that system for many years, as I was always healthy enough to work, and wasn't afraid to do so. I started to feel a little bit of a hypocrite for applying. I rationalized it by telling myself that I have payed into social security for many years, so it would just be someone sending my money back to me in the form of a check every month. Truthfully, though, I really have a clean conscience now, because I know who I am, and that I only look at it as temporary, with great faith that there is a doctor out there that will figure this thing out, and find the means neccessary to heal me. I am a Christian and truly believe my heavenly Father will either remove the condition for his glory, or he will equip me to live this way for the rest of my life, also for his glory. But, that's not what I started this post for. I had to go through far too much to be aproved, becuse of abuse in the system. I know of a boat-load of fakers out there that gum up the system, making it almost impossible for deserving people to get in. We as a country spend ridiculous amounts of money propping up sorry people, people popping out baby after baby they can't afford (many times with only one parent), lazy slobs that could find success if they put as much effort into a job as they do into trying to get other people to support them. The uneducated masses shut their eyes, and ignore this is happening. They are sold a lie from politicians that they will be better off letting the government take care of them, because they can't make it on their own. My children don't get fed properly at school because of ignorant voters believing the lies of the present administration. They have allowed the president's WIFE to lie to them by saying that their children are fat, and can only be turned around if the government steps in, and limits the type and amount of food served in the cafeterias. How STUPID is that. We are truly a nanny state and it's not getting better anytime soon. We are in trouble, and still allowing ignorant people, and in some cases stupid people to vote. I have decided that only tax-payers should be allowed to vote. How in the world can we allow people who contribute nothing,help elect the leader of the free world, and allow them to put the no-doers on the payroll? Can somebody please answer that question for me? The present leader can only scratch his head and blame the last guy for the mess. Sure W. contributed to the problem, and even helped start some of it, but how do we stand by and let our president not be accountable for his contributions to the mess. How can people be gullible enough to not believe that correct policy would have at least got us going in a more foreward and upward direction. This president will be able to say the same thing after 8 years in office, and still be praised by many for giving it the old college try. I believe there should be some kind of citizenship test including constitutional knowledge passed before people are allowed to vote. There is no way our fore-fathers envisioned a president being able to demand that people be required to purchase health insurance. It's stupid. People argue that it would fix the situation in the newspaper artice above. Yes, people would cease having to foot the bill for deadbeats in the E.R's, but they would still have to subsidize the coverage for people that WON'T afford their own. That's right I said won't, not can't. If there are people truly in situations like mine I would happily help them. I have other thoughts on that but it's for another forum. In a nut-shell if churches did what they were supposed to do, we wouldn't be dealing with as many deadbeat entitlements. A quick story and I'm going to quit before I really get going... My wife and I are relief foster parents for one of Truett Cathy's foster families. Two Sundays ago we attended the kids' regular church. As I looked over their "program" I saw in the financial report that they had a budget surplus of $142.000 for the year. After the service was over the pastor announced that a special "love" offering would be taken the next Sunday to help people in the church (he may have said community also. I don't remember) who were needy. I couldn't believe my ears. $142,00 in the bank, and they had to take more from their members to meet the needs of other members. There was no explanation of what was going to be done with the surplus. After taking even more money from members they may have created more needs. That reminds me of our government, other than the surplus. You were right, Hornet, that there would be plenty of money for the government to do what it was created to do, if they would just stop spending it foolishly and asking for more. I should be suspended or fined for talking this long. Because of my brain I have to have someone proofread this. They are mad at me now. Good night everyone.
You're only young once, but you can be immature forever!
Last edited 12/27/2012 8:56 PM by Hamster4141
|
|
Reply |
Quote |